These are some of the mostly commonly asked questions about our practice, the care we provide, and the Direct Primary Care model.
Section 1: General Questions
1. What care models does Grace Family Medicine offer?
We offer two main ways to receive care: traditional insurance based primary care and Direct Primary Care (DPC). Patients may choose the model that best fits their healthcare needs, budget, and preferences.
2. Can I choose between traditional insurance and Direct Primary Care?
Yes. Patients choose either model when establishing care. our team is happy to help you decide which option is best for you.
3. Do you provide the same quality of medical care in both models?
Absolutely! The difference is not what care you receive, but how it is accessed, scheduled, and paid for.
Section 2: Traditional Insurance Based Care
4. What is traditional insurance-based primary care?
This model bills your health insurance for visits and services. You may still have copays, deductibles, or coinsurance depending on your plan.
5. What insurnace plan do you accept?
We accept most major commercial insurance plans. Please contact our office to confirm whehter your specific plan is in network.
6. Will I have copays or deductibles with traditional insurance?
Yes. These costs are determined by your insurance plan and are your responsiblity.
7. Can I use insurance if I choose Direct Primary Care?
Insurance is not used for primary care services under DPC, but you may still use your insurance for labs, imaging, specialists, hospital care, and emergencies.
Section 3: Direct Primary Care (DPC)
8. What is Direct Primary Care (DPC)
Direct Primary Care is a membership-based model where patients pay a monthly fee for enhanced access to primary care services.
9. What is included in the DPC membership?
Most DPC memberships include:
- Unlimited or extended office visits
- Same-day or next-day appointments
- Direct communication with your provider (text/email)
- Wholesale pricing on labs
- Focus on preventative and personalized care
10. How much does Direct Primary Care cost?
DPC is a predictable monthly membership fee. Pricing varies by age and family size. Visit our pricing page for details or contact our office.
11. Do I need health insurance if I join DPC?
While not required, we strongly recommend having insurance or a high-deductible plan to cover emergencies, hospitalizations, and specialist care.
12. Can families join Direct Primary Care together?
Yes! We offer individual and family DPC membership options.
13. Can I switch between traditional insurance and DPC later?
Yes. Patients may switch models with appropriate notice. Our team can help guide you through the transition.
14. Can I use my HSA, FSA, HRA to pay for Direct Primary Care (DPC) membership fees?
Yes! Recent changes in federal law now allow Direct Primary Care (DPC) membership fees to be paid using Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). This means many patients can use pre-tax dollars to cover their DPC membership, making care more affordable and predictable.
Patients should confirm elibility with their HSA/FSA/HRA administrator, as plan rules may vary.
15. Is Direct Primary Care (DPC) a good option for patients with chronic conditions?
Yes. Direct Primary Care is often an excellent option for patients managing chronic conditions such as diabetes, high blood pressure, asthma, thyroid disease, or autoimmune conditions.
Because DPC allows for:
- Longer visits
- More frequent follow-ups
- Direct access to your provider (text/email)
- A focus on prevention and lifestyle-based care
patients often experience better control of their condition and fewer urgent care or emergency visits.
